Financial Turnaround & Restructuring Services

Financial turnaround services help a company reverse declining performance and return to stability. The work usually moves in stages: stabilize cash first, diagnose what's actually driving the losses, then rebuild an operating model that can sustain itself. The distinction that matters most is execution: a turnaround only works if someone leads the changes. At 8020, that's operators working from inside your team, owning the work through stabilization and recovery.

Financial restructuring reshapes a company's capital structure, cost base, or operations to relieve financial pressure and preserve value. Depending on the situation, that can mean renegotiating debt terms, resizing the cost base, modeling capital scenarios, or coordinating a formal process across lenders, investors, and advisors.

The early signs usually show up in the numbers first: declining cash flow, deteriorating working capital, covenant breaches, and vendor relationships that are starting to strain. Inside the business, you'll often see financial statements coming out late, customers slipping away, and operations losing ground. The earlier you catch these, the more recovery options you keep and the more enterprise value you protect. That's why we push to get involved before a situation hardens.

A restructuring specialist brings order to a high-pressure financial situation. They stabilize liquidity, build cash flow visibility, model restructuring and recovery scenarios, and manage the communication across boards, lenders, and investors that keeps a process from stalling.

The best ones are as operational as they are analytical; they can build the model and run the plan. At 8020, that specialist executes the work directly and can step into interim finance leadership (CFO, controller, or FP&A) when a seat needs filling.

Turnaround is about performance—restoring the operating and financial health of the business. Restructuring is about structure—changing the capital stack, cost base, or operational setup to relieve pressure.

They're distinct but usually run together: restructuring creates the financial room, and turnaround rebuilds the business inside it. A company in distress often needs both, which is why it helps to work with a partner who can lead across the full picture rather than one piece of it.

 

Liquidity stabilization starts with visibility. The standard tool is a 13-week cash flow forecast, because it's short enough to be accurate and long enough to see problems before they hit. From there, the priorities are protecting cash and buying time: sequencing payments, tightening working capital (receivables, payables, inventory), and putting short-term controls in place. Just as important is giving boards, lenders, and investors a clear, credible view of the runway, so confidence holds while the plan takes effect. 8020 leads all of it directly, alongside your team.

The exact scope depends on the situation, but restructuring services generally cover: liquidity and cash flow analysis, 13-week cash forecasting, restructuring financial modeling, capital structure decisions, cost optimization, board/lender/investor reporting, capital raise and transaction support, and interim finance leadership where the team needs it. Most engagements weight toward stabilization early, then shift toward recovery and longer-term operating improvements as the immediate pressure eases.

Each timeline is tailored based on the organization's specific challenges, cash constraints, and operational complexity. We focus on balancing urgent stabilization needs with implementing lasting operational improvements. Regular assessment points ensure the plan adapts to changing conditions while maintaining stakeholder alignment throughout the process.

Yes. Modeling is central to good restructuring decisions; it's how you test options before committing capital or cost actions to them. We build restructuring models, multi-case liquidity forecasts, and recovery scenarios that show the likely outcome of each path: what it does to cash, to the balance sheet, and to stakeholder positions. That gives leadership and lenders a shared, evidence-based basis for the decisions ahead, rather than a best guess.

Unlike traditional firms that rely on junior teams or contractors, we embed highly experienced operators directly onto your team.

Our consultants are chosen from the top 10% of the market and are our full-time employees who combine deep technical expertise with hands-on operational experience, averaging 20+ years in the field.

This means you get the perfectly chosen expert for your specific needs, who operates as an extension of your team, drives immediate results, and elevates your entire finance operation through their proven methodologies and industry knowledge.